I found one strong match under $650K in Escambia County that checks your key boxes — with one caveat on the garage wording.

Best match

7408 Stiller Lake Rd, Pensacola, FL 32526

Price: $530,000
Beds/Baths: 3 bed / 2 bath
Pool: Yes — in-ground pool
Garage/Parking: Listing description says detached 3-car garage setup, plus RV parking; MLS facts also show “2 Car Garage,” so I’d have an agent verify the garage count before you tour.
Size: 2,356 sq ft
Lot: 0.66 acres
Extras: No HOA, paid-off solar panels, RV covered parking with 30-amp hookup, storage shed, outdoor hot-water shower, pool installed in 2019.
Listing: 7408 Stiller Lake Rd on Zillow
Listing agent shown: Sara Davis — (850) 642-7272, Keller Williams Realty Gulf Coast

My take: This is the one I’d start with because it’s comfortably under budget, has the pool, has land, and gives you the garage/RV/storage flexibility that’s hard to find in Pensacola under $650K. The only thing I’d confirm first is whether the “3-car garage setup” truly meets your definition of a 3-car garage.

Backup note

I also saw 5931 Otter Point Rd, Pensacola, FL 32504 at $590,000, with a pool and nice Northeast Pensacola location, but it appears to be 4 bed / 2.5 bath with a 2-car garage, so it does not meet your 3-car garage requirement.

👉 Do you want the garage to be an attached true 3-car garage, or is a detached garage/workshop setup okay if it fits 3 vehicles?